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On September 18, 1992, the Company was established by AEON Financial Service Co. Ltd. (formerly AEON Credit Service Co. Ltd.) under the name of the Thai Credit Service Company Limited with an initial registered capital of 1 Million Baht and a paid-up capital of 250,000 Baht. In December 1992, the Company started a hire purchase business by first joining with Japanese department stores operating in Thailand and changing its name to Siam NCS Company Limited with its registered capital increased to 10 Million Baht and paid-up capital of 5 Million Baht. In October 1994, The Company changed its name again to AEON Thana Sinsap (Thailand) Company Limited
AEON Financial Service Co. Ltd., (AEON Financial Service), the major shareholder of the Company, was listed in the 1st section on the Tokyo Stock Exchange, which is a holding company. Currently provides financial services including credit cards, personal loans and other services. On April 1, 2019, AEON Financial Service has completed its group restructuring in order to allow its financial service business to be carried out in full scale and with greater efficiency.
AEON Financial Service has also expanded its business to other Asia countries including Hong Kong, Thailand, Malaysia, Philippines, Indonesia, China, Vietnam, Cambodia, India, Laos and Myanmar.
The financial services business in each region will focus on consumers in that area. Hence, these businesses will have no conflict of interest.
The Company’s principal business activity is the provider of a variety of retail finance services, including credit card, personal loan, hire purchase and others. The core business, which generated most revenues for the Company in the past year, is credit card and personal loan business, representing 31% and 50% of total revenues, respectively, while the hire purchase business represented 5% of total revenues.
As of February 28, 2022, the Company has active customers more than 2 million IDs per month. Meanwhile, the number of issued cards was 9.7 million including 3.29 million credit cards and 6.46 million member cards.
For branch development network, the Company has 101 branches nationwide and AEON Lounge totally 11 locations to enhanced convenience for the customer who holds AEON Gold and/or platinum card. In addition, the Company has 6,328 active dealers. Also, the Company has 389 ATMs located in Bangkok and provincial areas.
